What is a Public Adjuster? Three Facts You Need to Know

What is a public adjuster?

Public adjusters work with and advocate for policyholders to negotiate their insurance claim, typically after fire damage, flood damage or any of a number of other misfortunes has taken place. This is because most homeowner’s insurance policies don’t cover flood, fire or earthquake damage.

So if you have recently been victim of a natural disaster or a vandalism and your insurance policy doesn’t cover the damage, it may be wise to consider public adjuster services as a way to get the coverage you need.

To learn more about what public adjuster services are and what they can do for you, check out these three facts that everyone ought to know about public adjusters:

Public adjusters work only for you

It’s a common concern among homeowners that their public adjuster might be working in the interests of an insurance company. However, no good public adjuster works with or for an insurance company — and will make sure that only your interests are being represented to ensure you get the best claim adjustment possible. That makes public adjusters truly unique to any other type of adjuster.

Public adjusters work within the terms of your insurance policy to achieve results

As stated before, your public adjuster will work to get the best claim possible from your insurance company. They do this by preserving evidence of damage to your home so it can be brought to the insurance provider in a timely manner that will fall within policy requirements. This evidence is otherwise commonly lost or destroyed without the homeowner even knowing it! Because public adjusters follow the terms and conditions of the insurance policies they try to adjust, they’re highly effective at negotiating better claims for their clients.

Public adjusters can represent you for a variety of reasons

There are few, if any, types of natural disaster damage that a public adjuster won’t be able to adjust an insurance policy for. From floods to fires to hurricanes, tornadoes, hail, sinkholes and more, you can be confident that turning to a public adjuster will be the right choice to be sure your insurance policy covers whatever damage claim you have.

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